Buying a property in the Costa del Sol is an exciting adventure, but it’s crucial to ensure you have all the necessary documents in order to guarantee a smooth transaction. Here’s a list of documents that should not be missing when you’re ready to buy a home in this beautiful region:

 

  1. Property Deed: This is the main document that certifies ownership of the property. Make sure to obtain an updated and verified copy of the property deed before finalizing the purchase.
  2. Nota Simple: The nota simple is an official document issued by the Property Registry that provides detailed information about the property, including details of the current owner, mortgage charges, easements, and any other type of encumbrance that may affect the property.
  3. Energy Efficiency Certificate: This certificate is mandatory for all properties for sale in Spain and provides information about the energy efficiency of the property. Make sure to request this document from the owner or real estate agent before closing the purchase.
  4. Cadastre and Cadastre Reference: The cadastre is the public register of real estate property that provides details about the location, size, and characteristics of the property. Obtain an updated cadastre reference to verify that the information matches reality.
  5. Occupancy License or Habitation Certificate: This document certifies that the property meets habitability requirements and is legally authorized for occupation. Make sure to obtain this document to avoid legal issues in the future.
  6. Proof of Payment of Property Tax (IBI): The IBI is an annual municipal tax that must be paid on the property. Request an updated payment receipt to ensure there are no outstanding debts associated with the property.
  7. Purchase Contract: This is the legal contract that establishes the terms and conditions of the purchase. Make sure to carefully review all the details of the contract before signing and consider seeking the advice of a lawyer specialized in real estate transactions.

 

By ensuring you have all these documents in order, you can proceed with confidence in the purchase of your property in the Costa del Sol. If you need help finding the perfect property that fits your needs and budget, don’t hesitate to contact us at Vista Spain Property. We’re here to assist you at every step of the buying process.